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KPMG no Brasil

Lender Advisory

KPMG’s Lender advisory service helps lenders assess their options for recovery of their loans from underperforming companies

We can offer:

  • Independent review of the business plan of underperforming companies, including a diagnosis of the sources of underperformance, identifying opportunities for improvement;
  • Security Analysis or Bankruptcy Test to identify what the Lender’s/Investor’s position would be in the worst scenario and to identify opportunities for strengthening the credit position (e.g. new guarantees);
  • Management assessment;
  • Contingency planning;
  • Strategic insolvency advice.

In this type of process our restructuring professionals work with, not against, the management of the company to stabilize the situation, properly understand the issues and develop and implement a consistent solution.

Our approach to financial restructuring broadly comprises five phases depending on the situation:


01 – Stabilization Phase:
To ensure the existence of a consistent information platform to assess the issues in play and to analyze short-term solutions for stabilizing the company and preserving value.

02 – Diagnostic Phase:
To understand the main issues that affect the performance of the company and the positive and negative points of the strategy, markets, management capacity, operational aspects and the capital structure used.

03 – Reporting and Structuring Phase:
To develop robust advice for disclosing the key issues identified in the company and the options available to improve the lenders’ position. To facilitate the structuring and execution of an adequate packet of possible solutions including debt and equity for the situation in question, considering the cash flow that the company can realistically generate and the risks the lenders are prepared to run, as well as the tax impact of these solutions on the company and lenders.

04 – Implementation and Monitoring Phase:
To ensure that the agreed plan is implemented and that basic business performance is obtained, through suggesting opportunities for correcting possible deviations that may compromise the position of the lenders.

05 – Project and Stakeholder Management:
To ensure that the restructuring process runs as smoothly as possible and that issues arising with the management of the business and key stakeholders are anticipated and managed effectively.

 

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© 2012 KPMG, jointly prepared by KPMG Auditores Independentes, KPMG Consultoria Ltda., KPMG Corporate Finance Ltda., KPMG Serviços Atuariais Ltda., KPMG Structured Finance S.A., KPMG Tax Advisors-Assessores Tributários Ltda., KPMG Transaction and Forensic Services Ltda., KPMG Transaction Services S.A., KPMG Assurance Services Ltda., KPMG Risk Advisory Services Ltda., all Brazilian member firms of the KPMG network of independent member firms affiliated with KPMG International, a Swiss cooperative. All rights reserved.

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